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    2026
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    Medical Condition

    Looking for cover for your existing medical conditions?

    Medical Screenings can be applied on all international policies. 

    Whether it's asthma or diabetes or an existing heart condition, simply tell us about your health during the checkout and we'll let you know if we can provide cover so you can travel with peace of mind.

    • Get a Quote
    • Compare Quotes and View PDS & TMD
    • Click the 'Continue Button'
    • Add any additional 'Options', if required, and click "Select" to continue. 
    • On this page, answer the medical questions and Medical Screening we'll let you know if we can provide cover for what additional premium. 

     

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    Cruise

    Activities

    Travel Insurance Saver may cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas, such as hiking, golfing, canoeing, hot air ballooning and more.

    To view more activities, please click through to Activities - Travel Insurance page. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 48 hour waiting period applies for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
     
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and domestically. 

    Children & Under 18's

    Cover is extended to include Your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of Your journey. It is a condition of cover that any accompanying children are noted on Your Certificate of Insurance.

    Child/Children must be the Children or Grandchildren of an Adult traveller that is on the same policy.

    If there is a child under 18 that is not a Child or Grandchild of an adult traveller on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical Cover

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

     

    • Cruising is covered as standard on all international policies. 
    • If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 
    • If the cruise only stops within Australia ports, please select ‘Australia - Cruise'

     

    Find out more about Cruise Travel Insurance.

    Motorcycle

    You must have a valid Australian and International motorcycle licence and be wearing a helmet. There are no cc limits that apply. Click on the link to find out more about Motorcycle Travel Insurance.

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in at any time and updating your policy.

    We have 4 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any Do Not Travel or Sanctioned countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers for regions that aren't include on your policy.

    School & Group Travel Insurance

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    OR

    Please click on Group Travel Insurance for more information.

    Climate in United Kingdom

    The UK is well known for the variability of its weather but is generally temperate – from day to day, season to season, year to year and place to place. Favourable weather conditions usually occur more often in the spring and summer. Its position in the mid-latitude westerly wind belt on the edge of the Atlantic Ocean with its relatively warm waters, yet close to the continental influences of mainland Europe, plays a major role in this.

    The prevailing winds are southwesterly, from the North Atlantic Current. More than 50% of the days are overcast. There are few natural hazards, although there can be strong winds and floods, especially in winter.

    Rainfall

    Average annual rainfall varies from over 3,000 mm in the Scottish Highlands down to 553 mm in Cambridge. The county of Essex is one of the driest in the UK, with an average annual rainfall of around 600 mm, although it typically rains on over 100 days per year. In some years rainfall in Essex can be below 450 mm.

    Geography climate conditions

    The principal factors that influence the country's climate include its northerly latitude (which ranges from 50° to 60° N), the close proximity to the Atlantic Ocean, and the warming of the surrounding waters by the Gulf Stream. The weather can be notoriously changeable from one day to the next but temperature variations throughout the year are relatively small.

    The boundary of convergence between the warm tropical air and the cold polar air lies over the United Kingdom. In this area, the large temperature variation creates instability and this is a major factor that influences the notoriously changeable and often unsettled weather the country experiences, where many types of weather can be experienced in a single day.

    Regional Climate

    Regional climates in the United Kingdom are influenced by the Atlantic Ocean and latitude. Northern Ireland, Wales and western parts of England and Scotland, being closest to the Atlantic, are generally the mildest, wettest and windiest regions of the UK, and temperature ranges here are seldom extreme. Eastern areas are drier, cooler, less windy and also experience the greatest daily and seasonal temperature variations. Northern areas are generally cooler, wetter and have a smaller temperature range than southern areas.

    Though the UK is mostly under the influence of the maritime tropical air mass from the south-west, different regions are more susceptible than others when different air masses affect the country: Northern Ireland and the west of Scotland are the most exposed to the maritime polar air mass which brings cool moist air; the east of Scotland and north-east England are more exposed to the continental polar air mass which brings cold dry air; the south and south-east of England are more exposed to the continental tropical air mass which brings warm dry air; Wales and the south-west of England are the most exposed to the maritime tropical air mass which brings warm moist air.