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    2026
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    Medical Condition

    Looking for cover for your existing medical conditions?

    Medical Screenings can be applied on all international policies. 

    Whether it's asthma or diabetes or an existing heart condition, simply tell us about your health during the checkout and we'll let you know if we can provide cover so you can travel with peace of mind.

    • Get a Quote
    • Compare Quotes and View PDS & TMD
    • Click the 'Continue Button'
    • Add any additional 'Options', if required, and click "Select" to continue. 
    • On this page, answer the medical questions and Medical Screening we'll let you know if we can provide cover for what additional premium. 

     

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    Cruise

    Activities

    Travel Insurance Saver may cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas, such as hiking, golfing, canoeing, hot air ballooning and more.

    To view more activities, please click through to Activities - Travel Insurance page. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 48 hour waiting period applies for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
     
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and domestically. 

    Children & Under 18's

    Cover is extended to include Your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of Your journey. It is a condition of cover that any accompanying children are noted on Your Certificate of Insurance.

    Child/Children must be the Children or Grandchildren of an Adult traveller that is on the same policy.

    If there is a child under 18 that is not a Child or Grandchild of an adult traveller on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical Cover

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

     

    • Cruising is covered as standard on all international policies. 
    • If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 
    • If the cruise only stops within Australia ports, please select ‘Australia - Cruise'

     

    Find out more about Cruise Travel Insurance.

    Motorcycle

    You must have a valid Australian and International motorcycle licence and be wearing a helmet. There are no cc limits that apply. Click on the link to find out more about Motorcycle Travel Insurance.

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in at any time and updating your policy.

    We have 4 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any Do Not Travel or Sanctioned countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers for regions that aren't include on your policy.

    School & Group Travel Insurance

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    OR

    Please click on Group Travel Insurance for more information.

    History of Hong Kong

    Evidence of settlements suggest human activity in Hong Kong dates back over 30,000 years.

    The territory was incorporated into China during the Qin Dynasty (221 BC - 206 BC), and the area was firmly consolidated under Nanyue (203 BC - 111 BC.) Tai Po Hoi, the sea of Tai Po, was a major pearl hunting harbour in China from the Han Dynasty through the Ming Dynasty (1368 to 1644), with activities peaking during the Southern Han (917 to 971).
    In 1276 during the Mongol invasion, the Southern Song Dynasty court moved to Fujian, then to Lantau Island and later to today's Kowloon City

    The last dynasty in China, Qing Dynasty, would also be the last to come in contact with Hong Kong. As a military outpost and trading port, the Hong Kong territory would gain the attention of the world.

    The Opium Wars, which led to British victories over China and the cession of Hong Kong to the United Kingdom via the enactment of the new treaties in 1842.

    After the territorial settlements, the achievements of the era set the foundation for the culture and commerce in modern Hong Kong for years to come. Every industry went through major transformation and growth. Other vital establishments included changes in philosophy, starting with a western-style education with Frederick Stewart, which was a critical step in separating Hong Kong from mainland China during the political turmoil associated with the falling Qing dynasty. The monumental start of the financial powerhouse industry of the far east began with the first large scale bank.

    On the outbreak of World War I in 1914, fear of a possible attack on the colony led to an exodus of 60,000 Chinese. Statistically Hong Kong's population continued to boom in the following decades from 530,000 in 1916 to 725,000 in 1925. Nonetheless the crisis in mainland China in the 1920s and 1930s left Hong Kong vulnerable to a strategic invasion from Japan.

    Hong Kong was occupied by Japan from 25 December 1941 to 15 August 1945. On 25 December 1941 British colonial officials headed by the Governor of Hong Kong, Mark Aitchison Young, surrendered in person at the Japanese headquarters on the third floor of the Peninsula Hotel. Isogai Rensuke became the first Japanese governor of Hong Kong.

    The communist takeover of mainland China in 1949 led to another population boom in Hong Kong. Thousands of refugees emigrated from mainland China to Hong Kong, and made it an important entrepôt until the United Nations ordered a trade embargo on mainland China due to the Korean War. More refugees came during the Great Leap Forward.

    The 1970s also saw the extension of government subsidised education from six years to nine years and the creation of Hong Kong's country parks system.

    The opening of the mainland Chinese market and rising salaries drove many manufacturers north. Hong Kong consolidated its position as a commercial and tourism centre in the South-East Asia region. High life expectancy, literacy, per-capita income and other socioeconomic measures attest to Hong Kong's achievements over the last four decades of the 20th Century. Higher income also led to the introduction of the first private housing estates with Taikoo Shing. The period saw a boom in residential high rises, many of the people's homes became part of Hong Kong's skyline and scenery.

    On 4 April 1990, the Hong Kong Basic Law was officially accepted as the mini-constitution of the Hong Kong SAR after the handover. In July 1992, Chris Patten was appointed as the last British Governor of Hong Kong. On 1 July 1997 Hong Kong was handed over to the People's Republic of China by the United Kingdom. The old Legislative Council, elected under Chris Patten's reforms, was replaced by the Provisional Legislative Council elected by a selection committee whose members were appointed by the PRC government. Tung Chee Hwa, elected in December by a selection committee with members appointed by the PRC government, assumed duty as the first Chief Executive of Hong Kong.