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    2026
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    Medical Condition

    Looking for cover for your existing medical conditions?

    Medical Screenings can be applied on all international policies. 

    Whether it's asthma or diabetes or an existing heart condition, simply tell us about your health during the checkout and we'll let you know if we can provide cover so you can travel with peace of mind.

    • Get a Quote
    • Compare Quotes and View PDS & TMD
    • Click the 'Continue Button'
    • Add any additional 'Options', if required, and click "Select" to continue. 
    • On this page, answer the medical questions and Medical Screening we'll let you know if we can provide cover for what additional premium. 

     

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    Cruise

    Activities

    Travel Insurance Saver may cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas, such as hiking, golfing, canoeing, hot air ballooning and more.

    To view more activities, please click through to Activities - Travel Insurance page. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 48 hour waiting period applies for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
     
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and domestically. 

    Children & Under 18's

    Cover is extended to include Your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of Your journey. It is a condition of cover that any accompanying children are noted on Your Certificate of Insurance.

    Child/Children must be the Children or Grandchildren of an Adult traveller that is on the same policy.

    If there is a child under 18 that is not a Child or Grandchild of an adult traveller on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical Cover

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

     

    • Cruising is covered as standard on all international policies. 
    • If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 
    • If the cruise only stops within Australia ports, please select ‘Australia - Cruise'

     

    Find out more about Cruise Travel Insurance.

    Motorcycle

    You must have a valid Australian and International motorcycle licence and be wearing a helmet. There are no cc limits that apply. Click on the link to find out more about Motorcycle Travel Insurance.

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in at any time and updating your policy.

    We have 4 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any Do Not Travel or Sanctioned countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers for regions that aren't include on your policy.

    School & Group Travel Insurance

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    OR

    Please click on Group Travel Insurance for more information.

    Ghana Travel Insurance

    Compare and save on Ghana travel insurance

    Map Ghana Travel Insurance

    Ghana demographics

    Language:     English
    Area:          238,000 sq km
    Population:   20,922,000
    Capital City: Accra
    ± GMT:           per GMT

    Countries nearby Ghana

    Burkina Faso travel insurance
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    Liberia travel insurance
    Gambia travel insurance
    Guinea Bissau travel insurance
    Central Africa travel insurance
    Nigeria travel insurance
    Equatorial Guinea travel insurance
    Congo travel insurance
    Chad travel insurance  

    Smart Traveller Ghana

    Exercise caution and monitor developments that might affect your safety in Ghana because of the risk of criminal activity.

    Pay close attention to your personal security and monitor the media for information about possible new safety or security risks. 

    Avoid all political rallies, demonstrations and large public gatherings including football matches, as they may become violent.

    You are advised to exercise a high degree of caution around Bawku in the Upper East region, Tamale municipality, Yendi district and the area around Bimbilla in northern Ghana because of the possibility of outbreaks of violence over disputes within or between local ethnic groups.

    Flag Ghana Travel Insurance*Please use information as a guide and always check Smart Traveller for the most up to date information. 

    Note: Remember to register with Smart Traveller before travelling overseas.

    Ghana travel insurance guide

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance.
    The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday.

    Useful Links

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    Awards

    Multiple award winning travel insurance company

    Cruise Travel Insurance
    Annual Travel Insurance
    2019 Best Travel Insurance Award - Finalist
    2024 Exceptional Value Essentials Travel Insurance

    Disclaimer 

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

    View our Terms of Use, Complaints Policy, Privacy Policy, Translation Services Policy, Product Development & Distribution Policy and Family Violence and Financial Hardship Policy..

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